Billing notices
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Billing notices
01-08-2010 10:38 AM
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Re: Billing notices
01-08-2010 10:47 AM
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my 'Advanced notice of your direct debit payment' emails from plusnet include the amount, the date and the DD ref number. These I receive 5 days before the payment date (although I think when the email arrives the payment request to the bank has already been sent by PN so you can't actually change it if the amount is in dispute).
Don't have any other services from PN so don't know if that changes anything regarding notices for payment.
Re: Billing notices
01-08-2010 10:58 AM
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Re: Billing notices
01-08-2010 11:09 AM
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Plusnet are, however, within their rights to only give a couple of days notice as opposed to the 14 days that most of us receive from other suppliers.
It has been pointed out, to Plusnet, that the current system could cause problems for a great many customers on a tight budget.
Re: Billing notices
01-08-2010 11:38 AM
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The Direct Debit Guarantee
The Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.
If there are any change to the amount, date or frequency of your Direct Debit the organisation will notify you (normally 10 working days) in advance of your account being debited or as otherwise agreed. If you request the organisation to collect a payment, confirmation of the amount and date will be given to you at the time of the request
Re: Billing notices
01-08-2010 12:27 PM
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Quote from: glloyd The DD rules say ten working days. I've not seen anything where customers have agreed otherwise.
Here is where you agreed
Quote The Direct Debit Guarantee
* This guarantee is offered by all Banks and Building Societies that take part in the Direct Debit scheme. The efficiency and security of the Scheme is monitored and protected by your own bank or Building Society.
* If the amounts to be paid or the payment dates change PlusNet plc will notify you 3 working days in advance of your account being debited or as otherwise agreed.
* If an error is made by PlusNet plc or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid.
* You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Please also send a copy of your letter to us.
Re: Billing notices
01-08-2010 1:00 PM
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Re: Billing notices
01-08-2010 1:22 PM
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if you have an auto withdrawal coming out of your account then it usually takes 24-48 hours to cancel it ,before it comes out of your account.
the reason is that the banks too need a day or two warning of a DD cancellation so that it totally registers and processes through the system.
they could even say three days are needed.
Plusnet are making it hard for customers to cancel direct debits
the bottom line is
plusnet must give you enough warning in advance that the/ a DD can be canceled
Re: Billing notices
01-08-2010 1:31 PM
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then 3 days would not be enough
First thing to do is if this problem occurs consult the CAB - citizens advice -
Re: Billing notices
01-08-2010 1:32 PM
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Re: Billing notices
01-08-2010 1:38 PM
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If you have problem with them , complete a small claims form and send it into your county court
have at least one day in court , its cheaper
Re: Billing notices
01-08-2010 2:34 PM
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Quote from: nadger [Here is where you agreed
Quote The Direct Debit Guarantee
* This guarantee is offered by all Banks and Building Societies that take part in the Direct Debit scheme. The efficiency and security of the Scheme is monitored and protected by your own bank or Building Society.
* If the amounts to be paid or the payment dates change PlusNet plc will notify you 3 working days in advance of your account being debited or as otherwise agreed.
* If an error is made by PlusNet plc or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid.
* You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Please also send a copy of your letter to us.
Re: Billing notices
01-08-2010 3:41 PM
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Quote If an error is made by PlusNet plc or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid.
Most of the problems with incorrect billings relates to the fact that everybody contacts PN to obtain the refund. This is incorrect - you should contact your bank who will deal with the refund:
Quote To request a refund under the Direct Debit Guarantee, contact your bank in person at the branch, by phone or write to them (use the link below to download a standard letter template in Word format for this purpose).
http://www.bacs.co.uk/Bacs/Consumers/DirectDebit/HelpCentre/Pages/IncorrectPayments.aspx
People are having to wait because they are not following the procedures correctly.
Re: Billing notices
01-08-2010 3:45 PM
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Re: Billing notices
01-08-2010 3:54 PM
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it has (no default advanced customer warning time on any DD changes)
plusnet have just added their own 3 day customer warning time into it
DD info @
http://www.bacs.co.uk/Bacs/Consumers/DirectDebit/HelpCentre/Pages/CancellationFailed.aspx
but DD also acts to defend the customer which you can read at their above website
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